As Singapore exited from its Circuit Breaker on 2 June, it marked the end of a nationwide experiment on social restrictions. Even as Singapore gradually resumes the reopening of her economy, Heartland Boy realizes that some components of his lifestyle have changed dramatically. As a white-collar worker not operating in essential services, Heartland Boy continues to work from home ... continue reading...
REVIEW OF NTUC INCOME’S 2-YEAR ENDOWMENT PLAN: GRO CAPITAL EASE
This June, NTUC Income (“Income”) has launched their new short-term endowment plan –Gro Capital Ease, which offers a guaranteed yield at maturity of 1.85% p.a.1. Here is Heartland Boy’s review of Income’s Gro Capital Ease. INCOME’S 2-YEAR ENDOWMENT PLAN: GRO CAPITAL EASE If you are looking to invest in a short-term endowment plan, look no further because Income’s Gro Capital Ease, a 2-year ... continue reading...
Sinopec Kantons Holdings Limited: Initiation Report
Sinopec Kantons Holdings Limited (‘Sinopec Kantons’) is a major oil and natural gas logistics service provider in China and listed on the Hong Kong Stock Exchange. As a red chip, Sinopec Kantons (ticker code 0934 HK) IPO-ed in 1999 at HKD1.02. It is the midstream logistics arm of Sinopec Group (HKEX: 0386), an oil major in China. Sinopec Group owns ~60% of Sinopec Kantons, with the remaining ... continue reading...
How I Easily Saved Over $14,000 By Refinancing My Home Loan
If you missed out on the recent stock rally and are suffering from FOMO hangover, an indirect way to still participate in it is to refinance or reprice your home loan. In March 2020, the US Federal Reserve reduced the benchmark interest rate to between 0% -0.25% to resurrect the flailing US economy. As a result, the borrowing costs for Singapore banks have fallen dramatically as well. Savers would ... continue reading...
Cheap Freehold Condominium For Sale At $922PSF, What’s The Catch
The coronavirus (‘COVID-19’) has already wrought havoc and extreme volatility to the equities market, with the Straits Times Index (‘STI’) declining more than 20% from its highest peak in 2020. Likewise, property investors are also looking for similar signs to emerge in the Singapore residential market. Therefore, when EdgeProp ran an article “Freehold duplex at Palmera Residence going for $1.38 ... continue reading...
