The coronavirus (‘COVID-19’) has already wrought havoc and extreme volatility to the equities market, with the Straits Times Index (‘STI’) declining more than 20% from its highest peak in 2020. Likewise, property investors are also looking for similar signs to emerge in the Singapore residential market. Therefore, when EdgeProp ran an article “Freehold duplex at Palmera Residence going for $1.38 ... continue reading...
Get Additional Cashback With UOB One Card During Circuit Breaker
Back in 2018, Heartland Boy had previously written an article on how to maximise the cashback on the UOB One Credit Card. And that was before the crazy period of double-dipping with the GrabPay wallet- a strategy touted endlessly on forums. When top-ups made to the Grab wallet was eventually nerfed, it made some cardholders gave up on the card. However, Heartland Boy thinks that the UOB One Card ... continue reading...
Review of Singlife Account, An Insurance Savings Plan
Last month, Heartland Boy wrote that the top 3 local banks have reduced the interest rates of their best savings accounts. Therefore, when a new kid on the block offers 2.5% per annum on the first $10,000 of deposits, Heartland Boy latched onto the idea readily. Singlife, a direct life insurer licensed by the Monetary Authority of Singapore (‘MAS’), is offering up to 2.5% interest rate for the ... continue reading...
Thoughts On The NTUC Enhanced IncomeShield Plan Premium Increase
Effective from 1 May 2020, NTUC Income has increased the premiums for its integrated shield plans (‘ISP’). The upward revision would only affect its Plus and Assist riders as these are riders introduced before the Singapore government’s announcement on 7 March 2018. Since that fateful announcement, the medical health insurance landscape has witnessed the following changes:days of purchasing ... continue reading...
How Parents With Young Children Can Survive Without Buying A Car
When Heartland Boy announced to family and friends that Heartland Girl was pregnant with Olympia a couple of years ago, a common response was, “So, presumably you would be getting a car as well?” While it was clear that they had decided to add a baby into the family then, they were equally adamant NOT to add a car to their lives. The biggest motivation in going carless is undoubtedly the financial ... continue reading...
