Heartland Boy doesn’t like to take chances in life. Generally, he sees himself as having quite a risk-averse personality. This is most evident from his stop-loss strategy when it comes to investments. Not long after finding out that Heartland Girl was pregnant, he swung into the thick of things by researching about insurance for pregnant woman. Having conducted extensive research online, here is ... continue reading...
Why I Bought The NTUC Enhanced IncomeShield Assist Rider
Earlier this year, the government announced that patients who buy new Integrated Shield Plan (“ISP”) Riders must make 5% co-payment, with an annual cap of $3,000. This is a change from the previous position whereby purchased riders could potentially waive the entire hospitalization bill. This intervention from the government left many private insurers scrambling as they have until 1 April 2019 to ... continue reading...
Bali As Our Top Babymoon Destination
Minutes after rushing out from the toilet to show Heartland Boy a positive pregnancy test kit result, Heartland Girl exclaimed, “We are going on a babymoon!!!” Sure, Heartland Boy has heard of honeymoon, but what exactly is a babymoon? Amidst the euphoria, it was not lost on Heartland Boy that perhaps this was one of his wife’s ingenuous ideas again. It didn’t take long in his marriage for him ... continue reading...
Get Pointed To The Right Direction For Your Financial Goals
When Heartland Boy first understood the concept of savings, his mother helped him opened a POSB Savings Account. A few months ago, this savings received a boost when he was able to turbo charge them via the DBS Multiplier Account. These days, he can be seen happily scanning QR codes on his DBS Paylah App to get 50 cents discounts for his hawker meals. This customer stickiness is about to continue ... continue reading...
What Are The CPF Housing Grants For HDB BTO and Resale Flats
Heartland Boy was very impressed with Jeraldine Phneah’s savvy use of the housing grants available to reduce the cost of her HDB resale flat. He compares this with his own experience where the Heartland Couple did not enjoy any subsidy when they bought their HDB BTO in 2014. It got him thinking about how the various CPF housing grants available for HDB Resale and BTO flats. Besides factors such as ... continue reading...
