The r/wallstreetbets movement that captured the attention of the investment community have demonstrated the potential provided by new online brokerage platforms. Not only have its rising popularity disrupted the traditional brokerage business model, online brokerage platforms have also reduced friction for retail investors to access global investable products. Indeed, they generally appeal to ... continue reading...

Review of Dividend Machines By The Fifth Person
I attended Dividend Machines conducted by The Fifth Person on 22 February 2020. To put things into context first, the Straits Times Index (‘STI’) closed at 3181 points during that week, just before the COVID-19 spiralled into a global pandemic that sent hasty shockwaves to global equities. Just a month after the course, I utilized one of the techniques learnt (buying below historical P/B ratio for ... continue reading...

Cruise To Nowhere: Review of Royal Caribbean Quantum of the Seas
A cruise holiday has always played second fiddle in my vision of an ideal holiday. Therefore, it is hardly surprising that I have not been on one in more than 2 decades. However, that all changed recently after my experience on Royal Caribbean’s Quantum of the Seas. Stuck without a holiday since Nov 2018 and given that leisure travel is unlikely to resume in 2021, I bit the bullet and booked a ... continue reading...

Take Your Financial Planning To The Next Level With OCBC Digital Banking
The Covid-19 pandemic has definitely taken a toll on the financial health of Singaporeans. Our ability to pay off our housing loans, monthly credit card bills have been hampered while regular passive income has also been adversely affected. This is evident from the OCBC Financial Wellness Index, a measurement of the state of Singaporeans’ financial wellness, whereby the score had dipped from 63 in ... continue reading...

Review of Investing my CPF and SRS funds with Endowus
(Source: Endowus)I recently accumulated a tidy amount inside my SRS account as an endowment fund had reached maturity. The timing also coincided with my year-end top-up to SRS which was intended to reduce my tax bill. Wary of leaving my SRS funds idle, I decided to look around for robo-advisory solutions that accept SRS funds. This led me to Endowus as its platform offers investment products ... continue reading...