Coming hot on its heels in March 2020 is NTUC Income’s Capital Plus, an endowment plan with a guaranteed yield at maturity of 2.13%1 per annum. Here is Heartland Boy’s review of NTUC Income’s Capital Plus 3-Year Endowment Plan. NTUC Income’s Capital Plus 3-Year Endowment Plan To meet pent-up consumer demand, it is hardly surprising that NTUC Income’s Capital Plus, a 3-Year Endowment Plan is ... continue reading...
Investment Decisions I Made Leading Up To the Fastest Bear Market
The past week was horrendous for the stock market. Equities worldwide responded to the twin whammy of a worsening of the Covid-19 outbreak as well as the precipitous plunge in oil prices. As a result, the Dow plunged into a bear market in just 20 days, the fastest 20% plunge in history. Unsurprisingly, it was the most volatile period that Heartland Boy has experienced in his investment journey ... continue reading...
Review of MealPal Singapore That Now Serves Hawker Food
Having enjoyed MealPal for some time in 2019, Heartland Boy is delighted to learn that MealPal now serves hawker food in Singapore! This will further reduce the cost of his lunch meals in the CBD! Because of the addition of hawker meals, MealPal has also switched to a credit system that rightfully prices hawker meal differently from restaurant food. Here is Heartland Boy’s review of MealPal ... continue reading...
Review of MoneyOwl Comprehensive Financial Planning Service
The idea of a checkup is to unearth potential issue before they become a problem. That is why Heartland Boy takes advantage of his corporate benefit to go for annual health checkups. Unfortunately, not much attention has been devoted towards financial health checkups- something that Heartland Boy thinks merits equal importance. Afterall, having good financial health is fundamental to leading a ... continue reading...
$350 Sign-Up Bonus For Citibank’s New Citi Cashback+ Credit Card
Ever since Standard Chartered Bank pioneered the no-frills cashback credit card which has no cashback cap and no minimum spending required, HSBC and Maybank have each jumped onto the bandwagon over the years. This week, Citibank finally joined the ranks and launched the spanking new Citi Cashback+ Credit Card. It has definitely been some time since a new cashback credit card was introduced in ... continue reading...
