Despite having been writing for over 4 years now, there are still so many aspects of personal finance that Heartland Boy hardly pays notice or is simply ignorant of. Well, one of the benefits of being plugged into the personal finance community is the opportunity to plug the gap by learning from fellow bloggers. A recent article from Investment Stab on the CPF Home Protection Scheme (‘HPS’) ... continue reading...
Heartland Boy 2019 Stock Performance Review
2019 is behind us and it is time for an annual review of Heartland Boy’s stock portfolio. The metric used to measure the stock performance would be Internal Rate of Return (“IRR”) and the relevant benchmark is the Singapore Straits Times Index (STI Exchange Traded Fund). Having a benchmark is important as it allows Heartland Boy to track and compare his active investment strategy. Heartland Boy ... continue reading...
Top 10 Highlights of 2019
One of the things about blogging that Heartland Boy is thankful for is the opportunity that it provides for reflection. Reflection is an important process to examine oneself, gain new insights and learn how to improve going forward. In keeping with the end of year period, here are 10 highlights of 2019 that Heartland Boy is particularly grateful for. 1. Collected HDB keys and completed ... continue reading...
How My Mum Unknowingly Ended Up With 2 ElderShield Supplements
It might be the year-end festive period where surprises are aplenty but here is one surprise that Heartland Boy would gladly do without. Something came to his attention recently that gave him a rude shock- his siblings informed him that their mother has been paying for 2 ElderShield Supplements for nearly a year! This annoyed him slightly because he remembered that the children took care of mum’s ... continue reading...
How My CPF Top-Ups Grant Tax Relief
One of the monetary perks of being a parent in Singapore is the receipt of the Parenthood Tax Rebate from the government. The Heartland family paid zero taxes in 2019 when the parenthood tax rebate directly offset their tax liabilities. As first-time working parents, they definitely welcomed this tax relief. Unfortunately, whatever that is left of the $5,000 tax credits would be insufficient to ... continue reading...
