2018 is behind us and it is time for an annual review of Heartland Boy’s stock portfolio. The metric used to measure the stock performance would be Internal Rate of Return (“IRR”) and the relevant benchmark is the Singapore Straits Times Index (STI Exchange Traded Fund). Having a benchmark is important as it allows Heartland Boy to track and compare his active investment strategy. Heartland Boy ... continue reading...
Are You On Team Cashback This CNY?
This Chinese New Year, SingSaver is launching its BIGGEST credit card promotion campaign ever. It is a campaign that truly divides loyalties as the battle lines have clearly been drawn. SingSaver is pitching Cashback credit cards against Air Miles credit cards. The rewards for this unique campaign are massive, so make sure you pick the correct side. And that means you ought to be on #teamcashback ... continue reading...
How I Grow My CPF Today For My Future Retirement
The start of the year always gets Heartland Boy in a pensive mood. It gets even more poignant now that he has a kid in tow. This has fuelled his belief that securing his own retirement could be one of the best gifts for his daughter in the future. That has inevitably become one of his new year resolutions. In order to do that, he employs a multi-pronged approach. The core pillars that support his ... continue reading...
Earn Even More Cashback Offline With ShopBack GO
What is ShopBack GO? Christmas definitely came early in 2018 because ShopBack has added the awesome ShopBack GO to its suite of products not too long ago. ShopBack GO is a brick-and-mortar (offline) cashback feature which makes it fundamentally different from ShopBack’s usual mode of allowing users to earn Cashback online. Specifically, it gives users in-store Cashback for dining in at ... continue reading...
Stop Searching For Online Coupons And Start Saving With RateX Now!
During his 2-week paternity leave, Heartland Boy relied heavily on online grocers and food delivery companies to save time (and his sanity). He became a “coupon man” as he shamelessly googled for promo codes to reduce his expenses. In what was a very time-consuming process, he had to manually key in every promo code to check its validity. Therefore, when Rate introduced him to RateX, his first ... continue reading...
