From 1 Oct onwards, CareShield Life will be launched and made compulsory for all Singapore residents born between 1980 to 1990. It is a national long-term care insurance scheme that provides basic financial support should Singaporeans become severely disabled. Despite his refusal to accept how old he is, he cannot escape the fact that he falls within this age band. Therefore, he will automatically ... continue reading...
Review of Singtel Dash EasyEarn: 2% p.a. on $20,000
(Source: Singtel Dash)Ever since Covid-19 struck, we have been bombarded with news of banks lowering interest rates on their flagship savings account on a monthly basis. Gone were the days where we could easily pocket ~2 to 3% interest rate p.a. effortlessly. Having got used to such returns for a prolonged period, it is little wonder that flexible insurance savings plans offering 2% returns ... continue reading...
My Experience Applying For Child Care Subsidy In Singapore
At 20 months old, Olympia finally joined the PlayGroup level in preschool. As a first-time parent, Heartland Boy approached this milestone with equal excitement and trepidation. He was excited for Olympia to expand her social circle but also anxious on how she would cope in a vastly different environment. On the back of his head, he also realised that it meant expenses in the household would ... continue reading...
Should I Top Up And Max Out My Baby CDA?
With banks slashing interest rates left and right, Heartland Boy spent the past few months brainstorming how he can continue to maintain relatively high interest rates for his savings. So far, he has managed to:Achieve 2.5% on $10,000 savings in Singlife Achieve 2.06% on $26,000 savings in Etiqa Elastiq Achieve 2.1% by unlocking salary + 3 categories for his DBS MultiplierDespite ... continue reading...
Finding the Best Place to Sell Gold Jewellery In Singapore
About a decade ago, Heartland Boy’s father had purchased some gold jewellery and gave them to each of his child. This was his way to distribute the windfall he received from the lottery, added with the firm belief that he had gifted an appreciating asset to his children. Ever since Heartland Boy started to become more financially literate in 2013, he has been waiting for the right moment to sell ... continue reading...
