Despite having been writing for over 4 years now, there are still so many aspects of personal finance that Heartland Boy hardly pays notice or is simply ignorant of. Well, one of the benefits of being plugged into the personal finance community is the opportunity to plug the gap by learning from fellow bloggers. A […]
Heartland Boy 2019 Stock Performance Review
2019 is behind us and it is time for an annual review of Heartland Boy’s stock portfolio. The metric used to measure the stock performance would be Internal Rate of Return (“IRR”) and the relevant benchmark is the Singapore Straits Times Index (STI Exchange Traded Fund). Having a benchmark is important as it allows Heartland […]
Top 10 Highlights of 2019
One of the things about blogging that Heartland Boy is thankful for is the opportunity that it provides for reflection. Reflection is an important process to examine oneself, gain new insights and learn how to improve going forward. In keeping with the end of year period, here are 10 highlights of 2019 that Heartland Boy […]
How My Mum Unknowingly Ended Up With 2 ElderShield Supplements
It might be the year-end festive period where surprises are aplenty but here is one surprise that Heartland Boy would gladly do without. Something came to his attention recently that gave him a rude shock- his siblings informed him that their mother has been paying for 2 ElderShield Supplements for nearly a year! This annoyed […]
How My CPF Top-Ups Grant Tax Relief
One of the monetary perks of being a parent in Singapore is the receipt of the Parenthood Tax Rebate from the government. The Heartland family paid zero taxes in 2019 when the parenthood tax rebate directly offset their tax liabilities. As first-time working parents, they definitely welcomed this tax relief. Unfortunately, whatever that is left […]
My Tasmania Holiday With Kids
Heartland Boy first heard about Tasmania when he was watching MasterChef Australia several years ago. On the show, Tasmania was proclaimed as a place where the produce is extremely fresh, the air crisp, and boasts a pristine natural environment largely unaffected by human commercial activities. Therefore, even before Olympia was born, he already informed Heartland […]
Jumbo Group Limited Initiation Report
Jumbo Group Limited (‘Jumbo’) is one of the leading Food and Beverage (‘F&B’) companies in Singapore. It was founded in 1987 by Mr Ang Kiam Meng, current CEO of the company, when he started the first Jumbo Seafood restaurant at East Coast Seafood Centre. Well-known for its chili crabs, Jumbo gradually expanded from its first […]
My Cost Of Raising A Baby In Her First Year
Time really flies because not too long ago, Heartland Boy still remember vividly the scene of Olympia being pulled out by the gynecologist with the use of forceps. In a twinkling of an eye, Olympia celebrated her first birthday last month. Crossing this milestone also meant that Heartland Boy has been a father for a […]
UnUsUal Limited Initiation Report
UnUsUal Limited is one of the leading companies in concert promotions and large-scale events production in Asia. It was founded in 1997 by two brothers, Mr Leslie Ong and Mr Johnny Ong. In 2016, the founders sold a majority stake to mm2 Asia Limited, a producer of films, TV and online content listed on the […]
Citi MaxiGain Savings Account Has Lowered Its Interest Rate Again
The Federal Reserve just cut interest rate for the third time this year. Heartland Boy does not stand to gain from this as he took a HDB loan for his property mortgage. In addition, his thoughts immediately swung to the Citi MaxiGain Savings Account since its base interest rate is pegged directly to 1-Month SIBOR. […]
