The time has come for me to perform my stock investment portfolio review. This year, I am pleased to submit a good report card. I used XIRR (consisting of both realised and unrealised gains/loss) to track and measure my stock performance. In fact, it was my best report card after investing for 7 years. My […]
Download Google Pay To Transfer Money, Make Payment And Earn Cash Rewards
I consider myself pretty late to jump onto the Google Pay bandwagon (already launched in Singapore for some time), but as the saying goes, better late than never. That is because I just realised how effortless it was to earn cash rewards from Google Pay (‘G Pay’). Within a day of downloading the mobile app […]
Top 10 Highlights of 2020 For Heartland Boy
This must be one of the most bewildering years that I have ever lived. For a start, I felt that it passed by too quickly. My mind feels that it is probably only September now. Perhaps, this is to account for the Circuit Breaker that took place when everything was just so new and yet […]
Book Review Of Behind The Scenes of The Property Market
Real estate is a topic very close to my heart, to the extent that I even visit showflats as a hobby. This explains why I am more than happy to review the book “Behind the Scenes of the Property Market” by Vina Ip. The book is broken down into 5 short and easy to follow […]
What I Did This Year To Reduce My Income Tax
I usually spring-clean my personal finances during the year-end period. One of the items on the agenda include taking the necessary actions this year to reduce my personal income tax for the next year. To my pleasant surprise, a move to a higher-paying job and the depletion of the parenthood tax rebates meant that I […]
How I Plan To Use My SingapoRediscover Vouchers
It is December which is usually the holiday peak travel season for Singapore, except that there’s no overseas vacations this year due to the pandemic. Nevertheless, this should not discourage us from heading out to travel and explore more about our little island while aiding by social distancing measures. There is even more reason to […]
Syfe REIT+ Portfolio Review: Addressing A Gap In The Market
Since Singapore had its first Real Estate Investment Trust (‘REIT’) listing in 2002, it has done remarkably well in establishing itself as a REIT hub in Asia Pacific. Today, it has successfully attracted REITs with overseas assets to list on the Singapore Stock Exchange (‘SGX’). Success of the REIT sector can be attributed to its […]
HSBC Advance Credit Card Still Gives Up To 3.5% Cashback
HSBC Advance Credit Card is the go-to cashback credit card for Heartland Boy once he reaches the spending limits on his UOB One Credit Card. In his previous review on the HSBC Advance Credit Card, he demonstrated how he was consistently getting a cashback rate of 2.5% to 3.5%. HSBC Bank has announced some changes […]
Shocking 37% Increase In My Child’s Integrated Shield Plan Premium in 2 Years
Heartland Boy had a rude shock when he received the electronic invoice for his daughter’s private hospitalisation insurance. He noticed that premiums had gone up once again, making it a cumulative 37% increase since inception. What makes it worse is that this is before the projected rise in premiums for MediShield Life that may take […]
My Ultimate 11.11 Sale Season Shopping List
11.11 Singles Day Shopping Festival is just around the corner and Heartland Boy has already begun snapping up some pre-sales that are taking place even as he pens this article. His shopping list includes consumer goods that have been delayed till now to household essential items. As the one tasked to control the household budget, […]
