Heartland Boy has been a loyal user of ShopBack for several years now but a couple of things still annoy him: Forgetting to go to merchant store via the ShopBack website; Purchasing from a merchant store not realising that it is listed on ShopBack Such careless mistakes have agonizingly led to some hard-earned cashback going […]
How To Easily Earn Up To 3.5% Cashback On HSBC Advance Credit Card
For the past year, Heartland Boy has only been receiving up to 2.5% cashback on his HSBC Advance Credit card. That was because he did not think it was worthwhile to qualify for a HSBC Advance Banking relationship just to earn an additional percentage of cashback on the HSBC Advance Credit card. However, a recent […]
DBS Multiplier Has Upped Its Game Once Again
Back in 2017 when DBS Multiplier 2.0 was launched, Heartland Boy and Heartland Girl each opened a DBS Multiplier Account online. They even went one step further by opening a POSB eEveryday Savings Account at the bank branch. A joint bank savings account with POSB allows each of their DBS Multiplier accounts to aggregate both […]
Why Attend REITs Symposium 2019
The long-anticipated annual REITs Symposium 2019 is scheduled to be held on 18 May 2019 (Saturday) at Sands Expo and Convention Centre, Marina Bay Sands. Online tickets are going for only $15 and first 30 readers of Heartland Boy will also receive a mystery gift worth $25 (more details on that later). REITs Symposium 2019 […]
Investment Quadrant Course Review And Why You Should Sign Up
Heartland Boy is depending on his investments returns to generate passive income during his retirement. As 2018 was not a very kind year in terms of his investment portfolio returns, he decided to brush up his investment skills. Therefore, he attended the Investment Quadrant Course 2.0 organized by the Fifth Person back in June 2018. […]
Why It Is Important To Purchase Home Insurance
Buying a house in itself is already a big-ticket item. As a home is a place where you spend a significant amount of time at, it is understandable that you would want to spruce up the place to your desires. According to Qanvast, the average HDB renovation cost is approximately $53,000. This excludes another estimated […]
Why I Sold Off ESR-REIT After Its Merger With Viva Industrial Trust
Heartland Boy originally owned Viva Industrial Trust (‘VIT’) when he purchased some units at 76 cents back in January 2017. ESR-REIT acquired VIT at $0.96 per unit, of which 10% was paid in cash and the rest in new ESR-REIT units issued at $0.54. That is the background of how Heartland Boy came to own […]
How To Write A Will Online In Singapore
With the birth of his daughter, Heartland Boy has a genuine dependent on his hands now. This has prompted him and his wife to review their insurance policies to ensure that they are comprehensive enough to cater for an additional dependent should anything untoward happen to them. The next major financial action to take is […]
Why Perform A CPF Top-Up To Spouse’s Retirement Account
Confucian teachings have perpetuated the belief that the role of a woman lies in reproduction and managing the household. Therefore, for folks who are aged over 55 today, they probably grow up in a society where it is common to have only one sole breadwinner in the family. An inconsequential result of this social norm […]
Why I Chose HDB Housing Loan Over A Bank Loan
One of the major financial considerations in the adulting journey is to purchase your first home. As houses are big ticket items, it is not uncommon to turn to debt to finance this asset. Heartland Boy purchased a BTO, which is a form of public housing back in 2014. In beginning 2019, as he collected […]
