In a blink of an eye, Olympia has turned 2 years old. The second year was much easier compared to the first year. Even going out is easier now; no need for stroller and a bulky bag of baby toiletries. The past year has seen her hit several milestones that often took the first-time father […]
United Hampshire US REIT: Initiation Report
Business Model of United Hampshire US REIT Limited United Hampshire US REIT Limited (‘UHREIT’) is a REIT listed on the Singapore stock exchange (SGX) under ticker code ‘ODBU’. It owns a diversified portfolio of (i) grocery-anchored and necessity-based retail properties and (ii) modern, climate controlled self-storage facilities located in the United States. It trades in […]
Review of Etiqa Gigantiq Insurance Savings Account
Lately, insurance savings accounts/policies have increased in popularity as banks are slashing interest rates on their flagship high interest rate savings accounts. Heartland Boy blogged that he had also unabashedly jumped onto the bandwagon by parking a total of $30,000 with Singlife and Dash EasyEarn. The next exciting product in line under his consideration would […]
The First Home Starter Pack Young Couples Absolutely Need to Know
Finances play a huge role in the milestones accompanying the life stages of a young adult and buying your first home is probably the biggest purchase that you will first be making. It involves a myriad of tasks that have significant financial implications such as choosing a suitable home, adopting the right mortgage repayment strategy […]
How CareShield Life Will Affect My Insurance Coverage
From 1 Oct onwards, CareShield Life will be launched and made compulsory for all Singapore residents born between 1980 to 1990. It is a national long-term care insurance scheme that provides basic financial support should Singaporeans become severely disabled. Despite his refusal to accept how old he is, he cannot escape the fact that he […]
Review of Singtel Dash EasyEarn: 2% p.a. on $20,000
(Source: Singtel Dash) Ever since Covid-19 struck, we have been bombarded with news of banks lowering interest rates on their flagship savings account on a monthly basis. Gone were the days where we could easily pocket ~2 to 3% interest rate p.a. effortlessly. Having got used to such returns for a prolonged period, it is […]
My Experience Applying For Child Care Subsidy In Singapore
At 20 months old, Olympia finally joined the PlayGroup level in preschool. As a first-time parent, Heartland Boy approached this milestone with equal excitement and trepidation. He was excited for Olympia to expand her social circle but also anxious on how she would cope in a vastly different environment. On the back of his head, […]
Should I Top Up And Max Out My Baby CDA?
With banks slashing interest rates left and right, Heartland Boy spent the past few months brainstorming how he can continue to maintain relatively high interest rates for his savings. So far, he has managed to: Achieve 2.5% on $10,000 savings in Singlife Achieve 2.06% on $26,000 savings in Etiqa Elastiq Achieve 2.1% by unlocking salary […]
Finding the Best Place to Sell Gold Jewellery In Singapore
About a decade ago, Heartland Boy’s father had purchased some gold jewellery and gave them to each of his child. This was his way to distribute the windfall he received from the lottery, added with the firm belief that he had gifted an appreciating asset to his children. Ever since Heartland Boy started to become […]
My Review of Tiger Brokers’ Singapore Brokerage Platform
Ever since Heartland Boy started his investment journey in 2014, he has always felt that brokerage fees were high and cumbersome in Singapore. In recent years, he noticed the trend that brokerages have been reducing their brokerage fees. One of the most notable entrants into the Singapore brokerage scene this year is Tiger Brokers with […]
