In the midst of World Cup 2018 fever and the annual Great Singapore Sale, the folks at SingSaver contacted Heartland Boy about its fantastic promotion. This July, SingSaver has specifically curated a list of the best cashback credit cards in Singapore. With the exception of the American Express KrisFlyer Card, all the cards on promotion […]
What To Watch Out For In A REIT Manager Fee
Singapore Real Estate Investment Trusts (‘S-REITs’) have been a great investment asset class for the past decade. The definition of REIT is a listed vehicle that pools funds from investors to purchase real estate or real-estate related assets. While it has gained tremendous popularity amongst investors, not many realise the importance of Manager fees. In […]
APAC Realty Limited: Initiation Report
Business Model of APAC Realty Limited APAC Realty Limited (‘APAC Realty’) operates a leading brokerage under the ERA brand in Singapore. It was listed on SGX on 27 September 2017 with ticker code of (CLN.SI). Its IPO public offer tranche was oversubscribed 29 times. As at 24 June 2018, it has a market capitalisation of […]
Why I Bought Maternity Insurance For My Pregnant Wife
Heartland Boy doesn’t like to take chances in life. Generally, he sees himself as having quite a risk-averse personality. This is most evident from his stop-loss strategy when it comes to investments. Not long after finding out that Heartland Girl was pregnant, he swung into the thick of things by researching about insurance for pregnant […]
Why I Bought The NTUC Enhanced IncomeShield Assist Rider
Earlier this year, the government announced that patients who buy new Integrated Shield Plan (“ISP”) Riders must make 5% co-payment, with an annual cap of $3,000. This is a change from the previous position whereby purchased riders could potentially waive the entire hospitalization bill. This intervention from the government left many private insurers scrambling as […]
Bali As Our Top Babymoon Destination
Minutes after rushing out from the toilet to show Heartland Boy a positive pregnancy test kit result, Heartland Girl exclaimed, “We are going on a babymoon!!!” Sure, Heartland Boy has heard of honeymoon, but what exactly is a babymoon? Amidst the euphoria, it was not lost on Heartland Boy that perhaps this was one of […]
Get Pointed To The Right Direction For Your Financial Goals
When Heartland Boy first understood the concept of savings, his mother helped him opened a POSB Savings Account. A few months ago, this savings received a boost when he was able to turbo charge them via the DBS Multiplier Account. These days, he can be seen happily scanning QR codes on his DBS Paylah App […]
What Are The CPF Housing Grants For HDB BTO and Resale Flats
Heartland Boy was very impressed with Jeraldine Phneah’s savvy use of the housing grants available to reduce the cost of her HDB resale flat. He compares this with his own experience where the Heartland Couple did not enjoy any subsidy when they bought their HDB BTO in 2014. It got him thinking about how the […]
Can Viva Industrial Trust Replace Its Rental Income Support- Insights From Its 2017 AGM
Viva Industrial Trust (‘Viva’) conducted its FY2017 Annual General Meeting (‘AGM’) on 20 April 2018 at Viva Business Park (‘VBP’). Heartland Boy attended the event as a unitholder of Viva Industrial Trust. The mood was jovial and light-hearted as unitholders present were generally contented and satisfied with the performance of the Manager for the year. […]
Get Up Close With The Managers At REITs Symposium 2018
The 2018 edition of REITs Symposium is back and will be held on 19 May 2018 from 9am to 6pm at Suntec Singapore. If you are a unitholder of the 32 participating REITs and Business Trusts, this is an invaluable opportunity to interact with the Managers once again. You will be able to gain first-hand […]
