2018 is behind us and it is time for an annual review of Heartland Boy’s stock portfolio. The metric used to measure the stock performance would be Internal Rate of Return (“IRR”) and the relevant benchmark is the Singapore Straits Times Index (STI Exchange Traded Fund). Having a benchmark is important as it allows Heartland […]
Are You On Team Cashback This CNY?
This Chinese New Year, SingSaver is launching its BIGGEST credit card promotion campaign ever. It is a campaign that truly divides loyalties as the battle lines have clearly been drawn. SingSaver is pitching Cashback credit cards against Air Miles credit cards. The rewards for this unique campaign are massive, so make sure you pick the […]
How I Grow My CPF Today For My Future Retirement
The start of the year always gets Heartland Boy in a pensive mood. It gets even more poignant now that he has a kid in tow. This has fuelled his belief that securing his own retirement could be one of the best gifts for his daughter in the future. That has inevitably become one of […]
Earn Even More Cashback Offline With ShopBack GO
What is ShopBack GO? Christmas definitely came early in 2018 because ShopBack has added the awesome ShopBack GO to its suite of products not too long ago. ShopBack GO is a brick-and-mortar (offline) cashback feature which makes it fundamentally different from ShopBack’s usual mode of allowing users to earn Cashback online. Specifically, it gives users […]
Stop Searching For Online Coupons And Start Saving With RateX Now!
During his 2-week paternity leave, Heartland Boy relied heavily on online grocers and food delivery companies to save time (and his sanity). He became a “coupon man” as he shamelessly googled for promo codes to reduce his expenses. In what was a very time-consuming process, he had to manually key in every promo code to […]
Olympia’s Baby Shower Full Month Celebration
On 1 December 2018, the Heartland Family celebrated Liew Yan Olympia’s baby shower at the Resident’s Lounge of Ascott Orchard Singapore. It was truly a joyous occasion which quickly put to bed painful memories such as her recent hospitalisation for fever. To better manage the crowd, Heartland Boy decided to split the full month celebration […]
Critical Changes To The Citibank MaxiGain Savings Account You Must Know
Citibank MaxiGain Savings Account has often been touted on forums as a high-yielding bank account in Singapore that does not require account holders to do anything to achieve a very high interest rate. However, there is a famous saying that all good things must come to an end. That is exactly what’s going to happen […]
The Importance of Integrated Shield Plan For Your Child – My Painful $4,200 Lesson
Family and friends would probably be aware that Baby Olympia was hospitalised on Day 9 of her relatively short existence in this world. The good news is that she has since been discharged from hospital with no known medical conditions. The bad news is that this 4-day hospitalisation cost a total of $4,200. This was […]
What is the cost of giving birth in Singapore hospitals?
Heartland Boy recently had the privilege of witnessing the delivery of his child at KKH hospital delivery suite. Seeing Olympia slowly emerged into the world was truly an out-of-this-world experience. The birth of Olympia also signalled the end of Heartland Girl’s thoroughly enjoyable pregnancy. Now that the dust has settled, it is time to keep count […]
Instant savings when you switch out of Singapore Power
If your postal code starts with 58 to 78, thank your lucky stars as the Singapore Government has bestowed you an opportunity to redeem an early Christmas gift for your household. Household with these postal codes will be eligible to participate in the Open Electricity Market after the successful trial in Jurong earlier this year. […]
