Has it ever occurred to you that you miss out on your cash rebate or savings’ interest because you fail to meet the minimum spending requirement on your credit card? That is because it is common for the banks to mandate that you reach a minimum spending on your credit card before certain lucrative bonus […]
How Much Money Can You Withdraw From Your CPF At 55
Heartland Boy notices that there seems to be some confusion on the amount of money/cash that one can withdraw from his or her Central Provident Fund (‘CPF’) upon reaching the withdrawal age of 55. Indeed, withdrawal limits do get more complex when various schemes such as Retirement Sum Top Up (‘RSTU’) and transferring from one’s […]
Property Investment Course On How To Choose The Best Property
The property market is experiencing a mini revival now. Recent launches such as Park Place Residences sold out its released units in a single day, a phenomenon that had not happened in the last 5 years! Given the strengthening sentiments, developers are also bidding for land aggressively. Add to the fact that the mainstream media […]
Mid Year 2017 Stock Investment Review
Given that the first half of the year is behind us, Heartland Boy thinks it is apt to do a half-time health check on his stock investment portfolio. Previously, Heartland Boy had not accounted for spare cash lying around in his portfolio that had not been utilised. This was a mistake that he had made […]
New Stores On ShopBack That Give You Fantastic Cashback
Heartland Boy has been a loyal user of Shopback right from the start and even wrote an article trumpeting the merits of Shopback. Since that blog post, Shopback has brought on so many merchants that provide tremendous value. As a result, Shopback has become an even better cashback shopping website in Singapore. Heartlad Boy would […]
Is HSBC Advance Credit Card A Better Cashback Card?
Cashback credit cards are really gaining popularity with consumers in Singapore these days. During the credit card promotion by SingSaver in March, Standard Chartered Unlimited Cashback Credit Card received overwhelming response that processing took a little longer than expected! Unfortunately, that particular promotion by SingSaver had already ended. In its place, SingSaver has released 6 […]
What Does Adulting Mean For Millennials In Singapore
When Heartland Boy first heard about Adulting last year, he immediately associated it with adultery or promiscuity. Apparently, Adulting is a verb derived from the noun “Adult”. Pretty much like how google was a noun before it became more commonly used as a verb. It first gained traction amongst millennials in the States before it […]
Why Dining In The Dark Is A Good CSR Activity
As part of a leadership training programme, Heartland Boy’s company organised a dinner session for the participants at the premises of Singapore Association Of The Visually Handicapped (‘SAVH’). Specifically, it was a one and a half hour long dinner session conducted in pitch dark conditions. Throughout his week-long training programme, Heartland Boy rated Dining In […]
2017 Singapore REITs Symposium Review: Valuable Insights From CEOs
Heartland Boy has always felt that time spent with Management would improve his investment outcome. Somehow, seeing Management address questions in person are not the same as reading the answers from the various analyst reports. However, ever since he was posted to Jakarta, he has found it increasingly difficult to gain access to management. For instance, […]
Guest Post On Haw Par Stock By InvestingNote
Heartland Boy had previously analyzed Haw Par but could not totally comprehend its valuation as a conglomerate. To err on the side of caution, he decided not to proceed with his investment thesis further. However, the analytics team at InvestingNote did a brilliant report on Haw Par that clearly explained its business models as well […]
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