Supplementary Retirement Scheme (‘SRS’) Account Unlike the previous recommendations by Heartland Boy, namely, Transfer from Central Provident Fund (‘CPF’) Ordinary Account (‘OA’) to Special Account (‘SA’) and CPF Retirement Topping-Up Scheme this recommendation of utilizing the SRS Account requires a little bit more effort. This is because this is a voluntary scheme and not a […]
How to Choose Your HDB BTO Unit
You have followed Heartland Boy’s tips on which HDB BTO project and unit type to bid for. Now you have gotten your queue number and are monitoring with bated breath as the units available for sale get whittled down each day. Not to worry, Heartland Boy is going to leverage on his professional experience in […]
Heartland Boy’s Strategy for BREXIT
BREXIT. BREXIT. BREXIT. This seems to be the only buzzword dominating the news these days. And rightfully so, because BREXIT was described and predicted as the single and greatest financial risk that has ever happened to the financial markets in history. Well, the good thing about BREXIT is that there is actually a fixed […]
At-Sunrice Academy: SkillsFuture Approved!
What Is SkillsFuture? In Budget 2015, the government made a bold move by giving S$500 to every Singaporean aged 25 and above. This $500, known as SkillsFuture Credit, can be made to pay for eligible courses that commence from 1 Jan 2016 onwards. This $500 can also be used to pay for course fees even […]
QAF Limited- Initiation Report
QAF’s Business Model QAF Ltd has several business segments- Bakery, Primary Production, Trading and Logistics, Cold Store Operations and Others. Because QAF’s profit and revenue are significantly influenced by only its bakery and primary production segments, this initiation report would only focus on these 2 segments. Bakery Segment Its bakery segment is primarily engaged in […]
How To Reduce Your Wedding Expense
Readers on Heartlandboy would have noticed that articles dried up immensely during the month of April and May. This was because marriage preparation kicked into full swing and the task was made harder with Heartland Boy being based in Jakarta. Well, despite being geographically apart, the Heartland Couple also struggled with planning their wedding budget. […]
Singapore-Style Annual General Meeting (AGM)
The Annual General Meetings (AGM) season is finally over. To some people, the main objective in attending an AGM is the buffet spread that usually happens after the meeting. Some shareholders see this as another form of dividend that they are entitled to. Heartland Boy doesn’t like to participate in the mad dash and am […]
Wedding Preparation
Wedding Preparation Readers of Heartland Boy, Wedding preparation is in full swing now! Therefore, Heartland Boy is taking a mini break from writing as he is 100% focused on his wedding preparation these days. It is indeed a challenge trying to coordinate the wedding preparation from Jakarta, so please do understand! What’s more, he is […]
Merger and Acquisition Event for Innovalues
Innovalues Reached Heartland Boy’s Target Price Innovalues has been on a tear ever since it announced on 7 April 2016 that it had appointed Rippledot Capital Advisors to “conduct a review of strategic options with a view of enhancing and unlocking shareholder value”. On 18 April, Innovalues exceeded Heartland Boy’s target price of $1.03 when […]
Initiation Report on Sarine Technologies
Sarine Technologies’s Business Model Sarine Tech is a technology-based company incorporated in 1988 and headquartered in Israel. It is a worldwide leader in the development and manufacturing of advanced evaluation, planning, cutting, polishing and grading systems for diamonds and gemstones production. Sarine used to be an investor’s darling but has since fallen from grace. […]
