It is the tax season again whereby every dutiful Singapore contributes to nation building. Heartland Boy would like to introduce the CPF Retirement Sum Topping-Up Scheme and the importance of it when filing for your income tax. Heartland Boy is confident that that almost every young working adult can take advantage of the CPF Retirement […]
Initiation Report on Croesus Retail Trust
Business Model of Croesus Retail Trust Croesus Retail Trust is a business trust listed on the SGX in 2013. Croesus Retail Trust manages and operates a portfolio of 8 suburban malls and collects rents from the tenants of the malls. These rents, after netting operating expenses, are then paid out to unitholders. Therefore, it behaves […]
Heartland Boy Shops for a HDB BTO
It was not too long ago that Heartland Boy participated in a HDB BTO (Housing Development Board Build to Order) sales launch exercise. For the foreign readers who are in unfamiliar territory, this is a public housing system in Singapore that allocates new HDB flats to aspiring home owners. For first-timers, this can be a pretty […]
Poh Kim Jewellery Offers the Best Value for Engagement Ring
Given that Valentine’s Day is around the corner, Heartland Boy is acutely aware that many guys will be proposing to their special ones on this romantic occasion. The key ingredient in a proposal is inevitably the engagement ring itself. Having been on this path before, Heartland Boy understands how frustrating the process of buying the […]
How to Minimize Lifestyle Expenses Using The Entertainer App
Readers of Heartlandboy.com will know that Heartland Boy has a penchant for finding deals that represent amazing value for money. Being a foodie, Heartland Boy uses The Entertainer App to minimize his monthly expenses and has saved close to S$1000 in 2015. The Entertainer App is a platform that gives paid users 1 for 1 deals […]
Initiation Report on Innovalues Limited
Business Model of Innovalues Innovalues, headquartered in Singapore, is founded in 1997 and listed in 2001 on the Singapore Stock Exchange (SGX). It is a precision component supplier in 2 different business segments; (i) automotive and (ii) office automation. It has factories in Malaysia, China and Thailand. Since its automotive unit generated 80% of […]
Best Cash Rebate Credit Card in Singapore for Frequent Travellers
Heartland Boy recently took a leap of faith to accept a job assignment in the chaotic streets that is Jakarta. As a recently married and henpecked husband, he agreed voluntarily to fly back to Singapore on weekends so as to spend time with his lovely wife, Ms Heartland Girl. Heartland Boy does not have […]
OCBC 360 Account Offers the Best Fixed Deposit Rates
Readers may be surprised that Heartland Boy is suggesting that an actual bank saving account, as opposed to some plain-vanilla fixed deposit schemes, offers the best fixed deposit rates in town currently. Ever since DBS launched its DBS Multiplier Programme with headline grabbing interest rates, it has forced its key competitors to react accordingly. As […]
How to Optimise Singapore CPF: Ordinary Account into Special Account
To help grow the retirement nest egg, the Singapore government has implemented various CPF Investment Schemes to allow Singaporeans and Permanent Residents (members) to invest the savings in their Ordinary Account and Special Account. However, young members who just started working may not be able to participate in these schemes as they may not meet […]
Initiation Report on Micro-Mechanics Limited
Business Model of Micro-Mechanics Micro-Mechanics (Holdings) Ltd designs, manufactures and markets high precision tools, parts and assemblies for the semiconductor, medical and aerospace industries and is listed on the Singapore Stock Exchange. Broadly, its business can be segmented into Semiconductor Tooling and Custom Machining and Assembly (CMA). Since Semiconductor Tooling accounts for over 85% of […]
